Small scale industries limit of investment

Limit of small scale industries - National and state level institutions operating in the country for meeting the credit requirements of the ssis sector include small industries development bank of india, commercial banks, regional rural banks, co-operative banks (state, central and primary), state financial corporations/state industrial investment corporations, state small industries development corporation, national bank for agriculture and rural development, statutory bodies (kvic, coir board, handloom board and handicraft boards), national small industries corporations limited and the like. [9] in his article “small-scale industries for large employment”, mentioned that ssis sector in india creates the largest employment opportunities for the indian populace, next only to agriculture and noted that the problems of small-scale industries are problems of finance, lack of adequate raw material, scarcity of power and irregular availability of power poor marketing facilities, problem of technical know-how, poor transport facilities, competition from large scale industries, lack of machinery and equipment. Broad categories of priority sector for all scheduled commercial banks are as under:(i) agriculture and allied activities (direct and indirect finance): direct finance to agriculture shall include short, medium and long term loans given for agriculture and allied activities directly to individual farmers, self-help groups (shgs) or joint liability groups (jlgs) of individual farmers without limit and to others (such as corporate, partnership firms and institutions) up to rs. (2) investments by banks in securitised assets, representing loans to agriculture (direct or indirect), small scale industries (direct or indirect) and housing, shall be eligible for classification under respective categories of priority sector (direct or indirect) depending on the underlying assets, provided the securitised assets are originated by banks and financial institutions and fulfill the reserve bank of india guidelines on securitisation.

Small scale business with low investment

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